Facing foreclosure? Let's find your way out.
We help Florida homeowners avoid foreclosure and bankruptcy with a proven short-sale process — engineered to win lender approval fast, at no cost to you.
- Stop a foreclosure that's already scheduled
- Walk away with no deficiency balance chasing you
- Possible cash relocation assistance at closing
Request your free, confidential consultation
Tell us what you're facing. There's no cost and no obligation.
- 0%
- Lender approval rate
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- Weeks to close, not months
- $0
- Cost to you — ever
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- Short sales closed
Credentials you can verify
Homeowners and buyers who got their lives back
A few words from people who were exactly where you are now.
“My house was in foreclosure with no other options and I was at a total dead end. He helped me negotiate with my lender, who gave me an outstanding modification — something I'd been told was impossible. I'm now able to stay in my home at an affordable payment.”
“Dr. Short Sale helped me with a reduction in my mortgage payoff. I was able to save $50,000 — a very unusual result. He found the right person and pushed the right buttons.”
“There's hardly anything pleasant about 'short sale' becoming your best option, but Dr. Short Sale made it so much less painful. They handled the tedious paperwork and all the negotiations with the bank. We got the best result possible.”
See how it works
The short-sale process, start to finish — in about a minute.
Behind on your mortgage isn't the end of the road
A scheduled sale date, a second mortgage, an HOA lien, a hardship you didn't see coming — these feel like dead ends. They usually aren't. A short sale lets your lender accept less than you owe, so you can walk away clean instead of being foreclosed on.
Foreclosure notice
We move fast — often postponing scheduled sale dates.
Owe more than it's worth
Underwater is exactly what a short sale is built for.
Second mortgage / liens
Junior lien holders get settled in the negotiation.
Worried about the cost
You pay $0. Every fee is covered by the bank or buyer.
A sale date in days isn't the end — but you have to move now.
When a foreclosure auction is only days away, most lenders won't postpone it. There is still a way to stop the sale: an emergency bankruptcy filing, coordinated with a bankruptcy attorney, can halt the auction and buy the weeks we need to complete your short sale.
- We work fast to assemble a complete, lender-ready package
- We coordinate with a bankruptcy attorney who can file to stop a scheduled sale
- Filing pauses the auction — it doesn't mean you have to go through bankruptcy
- That pause gives us the runway to negotiate your short sale
Dr. Short Sale is not a law firm and does not provide legal advice. Whether to file for bankruptcy is a legal decision to make with a licensed attorney — we simply coordinate with one when timing requires it.
Eric GreensteinLicensed Real Estate Broker Associate · SFRApple Real Estate LLCWe understand — because we were there too
He offers homeowners the solutions he needed when he was dealing with unemployment, foreclosure, and hardship himself. Most of the people you'll work with have been where you are — financially and emotionally. Every family's circumstances differ, but the experience of being underwater is one we share.
Read Eric's story →A clear plan, not a guessing game
Eric is an engineer by training. He treats every short sale as a process — which is exactly why his approval rate and speed beat the industry norm.
Free Case Review
We review your mortgage, liens, and hardship in a confidential call. No judgment, no obligation — just a clear read on every option available to you.
The Game Plan
We price your home and place it in front of our pool of cash investors immediately, so a qualified offer is ready before we ever approach your lender.
We Negotiate the Bank
We submit a complete, lender-ready package and handle every call, document, and counter — aiming for a full release of your remaining balance.
Your Fresh Start
You close in weeks instead of months, move on with your credit intact relative to foreclosure, and start fresh — often with relocation money in hand.
Client Portal
Your case, in real time
Soon you'll have your own secure portal — log in any time to see exactly where your short sale stands, from the first call to closing. Every milestone, kept up to date by Eric's team.
Track every stage
Watch your short sale move through each step on a clear, simple status board — no guessing.
Updates from the team
See the latest on lender negotiations, paperwork, and your sale date — without the phone tag.
Everything in one place
Your documents, milestones, and next steps, together and always available.
We'll let you know the moment it's ready — just ask about it when we talk.
- Case Review
- Offer ready
- 3Negotiating the bankYou are here
- 4Approved
- 5Closing
Greenstein says his short-sale formula has a 90 percent lender approval rate and processes deals in an average of eight to 12 weeks rather than the six-month wait that has become the standard.
— Sarasota Herald-Tribune, “Featured: an engineer's short-sale formula” · Josh Salman, Staff Writer
How a short sale helps you
The relief is real and the benefits add up — financially and emotionally.
Avoid foreclosure & its lasting damage
A completed short sale lets you move on without the long-term credit and emotional toll of a foreclosure or bankruptcy on your record.
A cash offer ready on day one
We have private investors lined up to buy your home as-is for cash. Lenders prioritize cash offers, which keeps your sale moving.
Negotiate away the deficiency
Our goal is a full release — so the bank can't come after you for the difference between what's owed and the sale price.
Stay in your home through the process
You can keep living in the house while we work, and we're often able to postpone scheduled foreclosure sale dates.
You pay nothing
Every fee is paid by the bank or the buyer and itemized on the closing statement. There is never an upfront cost to you.
Buy again sooner than you think
Programs exist that let many sellers qualify for a new mortgage in as little as a year or two after a short sale closes.
Numbers from real cases
Not adjectives — outcomes. A few of the results behind our reviews.
reduced from a client's mortgage payoff
— Jeff H.
before auction — listed, settled, debt cleared
— Claudine S.
from first call to a closed short sale
— M. Spivey
first + second mortgage untangled and settled
— Ken A.
Questions homeowners ask us first
Often, no. If we can assemble your paperwork within about 10 days of the sale date, there's a better-than-even chance we can have it postponed. We have to move fast to submit a complete package and ask the lender to cancel the sale — but it's almost always worth the effort.
Yes, absolutely. Second lien holders are part of the negotiation and get settled as we work the deal. Multiple loans make a short sale more complex, not impossible.
Usually, yes. Divorces, quit-claim deeds, and a spouse listed on the deed or the loan are all common — we sort out who's on the title versus who's on the mortgage and build the short sale around it. Bring whatever paperwork you have; untangling this is routine for us.
We work to negotiate your short sale so there is no deficiency or promissory note left over. Primary residences with one loan and a genuine hardship are usually forgiven the remaining balance entirely.
Possibly — it depends on the property type and how the loan was written. We strongly recommend you consult your tax professional or CPA, who can advise on your specific situation.
You have more options than you think.
The earlier we start, the more we can do — even if a sale date is already set. Reach out today for a free, confidential look at your situation.